We Understand How Overwhelming This Can Feel

Reg Gustin with the Mortgage Guy360 at Select Rate Mortgage

Reg Gustin NMLS# 249410

For 30 years, the MortgageGuy360 team has helped homebuyers cut through the noise, understand exactly what they can afford, and move forward with confidence.

Why Buyers Trust the MortgageGuy360 Team:

Clear, consistent communication
A proven straight-line mortgage process
FHA, VA, renovation, and specialty affordability programs
Local expertise in Arizona and Texas
A commitment to your success — not sales pressure

We don’t just close loans.
We guide you home.

Talk With a Guide

A Simple Plan to Get You Home

Get Clarity

Close With Confidence

Get Pre-Approved

We eliminate the noise and explain exactly what’s affordable for you — based on your goals, your income, and your comfort level.

Get Pre-Approved

Close With Confidence

Get Pre-Approved

Know your numbers, know your payment, and make confident offers backed by a trusted, responsive mortgage team.

Close With Confidence

Move forward supported by clear communication, expert guidance, and a proven process from contract to keys.

When You Work With Us, You Get:

A Clear Understanding of Your Affordable Monthly Payment

We help you break through the noise and understand what’s truly affordable — based on your financial comfort zone.

Expert Guidance Without the Confusion

A Clear Understanding of Your Affordable Monthly Payment

We explain the process in plain English so you always know what’s happening and what comes next.

Fast, Responsive Communication

A Clear Understanding of Your Affordable Monthly Payment

Confidence in Your Pre-Approval

No waiting. No guessing. Just clear answers when you need them most.

Confidence in Your Pre-Approval

A Team Dedicated to Your Long-Term Success

Confidence in Your Pre-Approval

Make stronger offers backed by a team agents trust and respect.

Access to Specialty Programs

A Team Dedicated to Your Long-Term Success

FHA, VA, renovation loans, the Hoper Program, and other affordability-focused options.

A Team Dedicated to Your Long-Term Success

Our goal is not just closing a loan — it’s helping you build personal wealth through homeownership.

What Homebuyers and Agents Say About the MG360 Experience

⭐⭐⭐⭐⭐ Five-Star Reviews

Reg did an exceptional job. Lisa S Arizona

Very personable. He was always available when i called, texted, or emailed. He took the time to explain things to me that I didn't quite understand. He made the process of buying a house an easier and positive one. I would have no hesitation in recommending him to others. Wendy JR Arizona

Reg is always great to work with and is responsive to any questions that myself or my clients may have. I will always recommend him to my clients. Great Lender!! Brent H Arizona

You rocked this one... Hard FHA 203K and HUD foreclosure home.. We made our buyer so very HAPPY! Thank you Reg. Cindy LD Arizona

He made the whole process seamless. He is always available when needed and provided the best support one could ask for. I would love to work with him again in the future and also refer friends and family to him. Thank you so very much sir.
Kafayat O O Texas

A smiling couple in front of their new home, holding a set of house keys.

Confidence looks good on new homeowners.

Your Mortgage Experience Depends on Who You Choose

With the MortgageGuy360 Team, You Get:

✔️ Clarity

✔️ Confidence

✔️ A straightforward mortgage process

✔️ A home you love with a payment you can afford

✔️ Peace of mind from start to finish

With the Wrong Lender, You Risk:

With the MortgageGuy360 Team, You Get:

⚠️ Confusion
⚠️ Missed opportunities
⚠️ Delayed closings
⚠️ Poor communication
⚠️ Uncertainty about your payment

Reg Gustin NMLS# 249410 Licensed Arizona & Texas

10150 Centennial Pkwy, Suite 120, Sandy UT 84070 NMLS# 2689817

(480) 330-1683

© 2025 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.

NMLS Consumer Access: NMLS 1850

*AZ BK 0906702

* Not Available in New York

* Texas mortgage banker disclosure consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department's website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the Department prior to the payment of a claim. For more information about the recovery fund, please consult the Department's website at www.sml.texas.gov.

Select Rate Mortgage by American Pacific Mortgage

Build Personal Wealth Through Homeownership — Without the Noise

Buying a Home Should Be Clear — Not Confusing

We Understand How Overwhelming This Can Feel

Reg Gustin NMLS# 249410

Why Buyers Trust the MortgageGuy360 Team:

A Simple Plan to Get You Home

Get Clarity

Close With Confidence

Get Pre-Approved

Get Pre-Approved

Close With Confidence

Get Pre-Approved

Close With Confidence

Close With Confidence

Close With Confidence

When You Work With Us, You Get:

A Clear Understanding of Your Affordable Monthly Payment

A Clear Understanding of Your Affordable Monthly Payment

A Clear Understanding of Your Affordable Monthly Payment

Expert Guidance Without the Confusion

A Clear Understanding of Your Affordable Monthly Payment

A Clear Understanding of Your Affordable Monthly Payment

Fast, Responsive Communication

A Clear Understanding of Your Affordable Monthly Payment

Confidence in Your Pre-Approval

Confidence in Your Pre-Approval

A Team Dedicated to Your Long-Term Success

Confidence in Your Pre-Approval

Access to Specialty Programs

A Team Dedicated to Your Long-Term Success

A Team Dedicated to Your Long-Term Success

A Team Dedicated to Your Long-Term Success

A Team Dedicated to Your Long-Term Success

A Team Dedicated to Your Long-Term Success

What Homebuyers and Agents Say About the MG360 Experience

⭐⭐⭐⭐⭐ Five-Star Reviews

Your Mortgage Experience Depends on Who You Choose

With the MortgageGuy360 Team, You Get:

With the MortgageGuy360 Team, You Get:

With the MortgageGuy360 Team, You Get:

With the Wrong Lender, You Risk:

With the MortgageGuy360 Team, You Get:

With the MortgageGuy360 Team, You Get:

Let’s Get You Home With Confidence

You’re one step away from clarity, confidence, and clarity.

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