🎥 Watch: It’s Time to Breathe Again
The economy has made life expensive — and for many homeowners, debt feels heavier than ever. But with a smart debt consolidation refinance, you can simplify your finances, lower your monthly payments, and finally take a breath of relief.
“Your story deserves a simple mortgage plan.”
You’ve worked hard to build your home and your future. But high-interest credit cards, rising prices, and today’s economy have made it harder to keep up. You’re not the problem — you’re the hero ready to take control again.
“Eliminate the noise. Own your home with confidence.”
At Mortgage Guy360, we don’t just close loans. We help you regain control and move toward a future filled with confidence.
“The mortgage process doesn’t need to be confusing — it just needs a guide.”
Review: It was a pleasure working with, Reg. He made our refinance easy. I would recommend him for all your financial needs. Todd V
At Mortgage Guy360, we help homeowners use home equity to eliminate high-interest debt, lower payments, and reduce total interest paid.
“Trusted guidance. Story-driven solutions. Real results.”
When you partner with Reg Gustin, you’re not just getting a loan — you’re gaining a guide who cares about your goals and your peace of mind.
Review: He made the whole process seamless. He is always available when needed and provided the best support one could ask for. I would love to work with him again in the future and also refer friends and family to him. Thank you so very much sir.
Kafayat O O

“Homeownership starts with a clear story and a solid plan.”
Before you pull cash from your home, make sure you’re doing it for the right reasons — and in the smartest way. Discover the five biggest cash-out refinance mistakes homeowners make and how to avoid them, so you can protect your equity and your financial future.
“Clarity saves money — and mistakes cost it.”
Reg Gustin NMLS# 249410 Licensed Arizona & Texas
10150 Centennial Pkwy, Suite 120, Sandy UT 84070 NMLS# 2689817
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© 2025 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.
NMLS Consumer Access: NMLS 1850
*AZ BK 0906702
* Not Available in New York
* Texas mortgage banker disclosure consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department's website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the Department prior to the payment of a claim. For more information about the recovery fund, please consult the Department's website at www.sml.texas.gov.
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