Start Your Clear Path to Homeownership

• Problem:  Many first-time buyers start house hunting before knowing what they can truly afford, leading to disappointment or lost offers.
• Guide Insight:  At Mortgage Guy360, we help you get pre-approved early so you can shop with clarity and confidence. 
• Solution:  We walk you through a simple, noise-free pre-approval process that verifies income, credit, and comfort level. 
• Benefit:  You save time, avoid heartbreak, and shop smarter — with the power to make offers that get accepted. 

 “Confidence begins before you shop — not after you fall in love with the house.” 

• Problem: Too many buyers look at the listing price instead of the monthly payment, which determines true affordability.
• Guide: We eliminate the confusion by focusing on what matters most — your monthly comfort zone.
• Insight: Two homes priced the same can have very different payments depending on taxes, insurance, and loan type.
• Solution: We break down every cost so you understand exactly what fits your lifestyle and budget.
• Benefit: You make confident choices, knowing your home is truly affordable — not just attractive on paper.

 “It’s not about the price of the home — it’s about the peace of your monthly payment.” 

• Problem: Using every dollar for your down payment can leave you without an emergency cushion after closing.
• Guide: We help you balance your down payment with the need to protect your long-term financial comfort.
• Insight: Affordability isn’t just about getting in the home — it’s about staying secure once you’re there.
• Solution: We evaluate multiple loan options and down-payment programs to keep you financially flexible.
• Benefit: You keep cash on hand for life’s surprises while still achieving homeownership.

 “Owning a home should build your security — not drain it.” 

• Problem: Falling in love with a house too soon can cloud judgment and lead to costly decisions.
• Guide: Mortgage Guy360 keeps the process objective and calm, so your heart and your budget both win.
• Insight: Smart buyers evaluate homes logically — comparing payments, conditions, and long-term value.
• Solution: We provide clear guidance on what fits your comfort zone before emotions take the wheel.
• Benefit: You purchase a home that truly fits your life and your financial plan.

 “Falling in love with a home is easy — falling into the wrong mortgage isn’t.” 

• Problem: Teaser rates and vague promises create confusion and often cost buyers thousands.
• Guide: We don’t compete on noise — we compete on clarity.
• Insight: The right loan isn’t the one that sounds best; it’s the one that aligns with your comfort, your goals, and your timeline.
• Solution: We simplify loan options and design a mortgage plan that fits your specific situation.
• Benefit: You save money, close smoothly, and start your homeownership journey with peace of mind.

 “Clear communication isn’t a luxury — it’s what closes homes on time.” 

Step 1: Schedule Your Call
Meet with Reg Gustin or a Mortgage Guy360 advisor for a personalized consultation — no pressure, just clarity.

Step 2: Get Pre-Approved
We verify your comfort zone, outline payment options, and eliminate confusion from the start.

Step 3: Close with Confidence
We guide you through every step — from contract to closing — so you get the keys with zero surprises.

• A clear roadmap to homeownership
• A budget that fits your lifestyle — not just a pre-set price range
• Confidence to make strong, informed offers
• Peace of mind knowing you avoided the costly first-time buyer mistakes others make
• A lifelong trusted mortgage partner who keeps your comfort first