Mortgage Guy360 respects your privacy and is committed to protecting the personal information you provide through MortgageGuy360.com, our online forms, advertisements, communications, and related services.
Mortgage Guy360 provides mortgage-related information and services in connection with American Pacific Mortgage Corporation and its authorized mortgage operations. Information submitted to Mortgage Guy360 may be used in connection with providing mortgage information, responding to mortgage inquiries, evaluating financing options, and assisting consumers with the home financing process.
We may collect personally identifiable information that you voluntarily provide to us, including:
We may add information you provide to our databases, contact lists, customer relationship management systems, or other systems used to communicate with and assist you.
We use this information to respond to your inquiries, provide information you request, communicate regarding mortgage programs and financing options, schedule appointments, follow up regarding your mortgage inquiry, and provide other mortgage-related information and services.
When you access our website, we may automatically collect certain non-personally identifiable information through cookies, log files, pixels, analytics technologies, and similar tools.
This information may include:
We may use this information to understand how visitors use our website, improve our website and services, measure advertising effectiveness, and improve the consumer experience.
Mortgage Guy360 may use information collected from you to:
We generally do not disclose personally identifiable information collected through Mortgage Guy360 to unaffiliated third parties for their independent marketing purposes without your consent.
Information may be provided to employees, mortgage professionals, contractors, service providers, agents, technology providers, and other parties when reasonably necessary to provide services, respond to your inquiry, process your request, operate our systems, or support the mortgage process.
Information may also be shared with American Pacific Mortgage Corporation and applicable affiliated or authorized mortgage operations in connection with mortgage-related services.
We may disclose information when we reasonably believe disclosure is required:
We do not sell your personal information to third parties for their independent marketing purposes.
Mortgage Guy360 may use third-party service providers to operate our website, communications systems, advertising, analytics, customer relationship management systems, email services, text-messaging services, and other technology.
These service providers may process information as necessary to provide services on our behalf.
Third-party technologies may include cookies, pixels, web beacons, analytics tools, and similar technologies used to measure website activity, advertising performance, and user interactions.
Mortgage Guy360 may use cookies, pixels, and similar technologies to improve your browsing experience, analyze website traffic, measure advertising effectiveness, personalize content, and support advertising and remarketing activities.
You may be able to control certain cookies through your browser or device settings.
When you provide your mobile telephone number and consent to receive text messages from Mortgage Guy360, you authorize Mortgage Guy360 to send SMS or text-message communications regarding your mortgage inquiry, home-financing options, appointments, requested information, and related follow-up.
Messages may include communications sent using automated technology.
Message frequency varies. Message and data rates may apply.
Consent to receive text messages is not a condition of obtaining a loan, purchasing goods or services, or receiving mortgage services.
You may opt out of receiving text messages at any time by replying: STOP
You may request assistance by replying: HELP
If applicable, you may resume text communications by replying: START
After an opt-out request is received, you may receive a final confirmation message indicating that you have been unsubscribed.
Mortgage Guy360 does not share text-message originator opt-in data or consent with unaffiliated third parties for their independent marketing purposes.
Mobile information and SMS consent information will not be sold or shared with third parties for promotional or marketing purposes.
Wireless carriers are not liable for delayed or undelivered messages.
If you provide your email address, Mortgage Guy360 may use it to respond to your inquiry, provide requested information, communicate regarding mortgage programs or financing options, and provide other information related to your mortgage inquiry.
Where applicable, marketing emails will provide an opportunity to unsubscribe from future marketing communications.
Certain administrative, transactional, or legally required communications may not be subject to marketing opt-out preferences.
Mortgage Guy360 and the service providers used in connection with our operations employ reasonable administrative, technical, and organizational measures designed to protect personal information against unauthorized access, loss, misuse, or alteration.
However, no method of transmitting information over the Internet or electronically storing information can be guaranteed to be completely secure.
Accordingly, while reasonable measures are used to protect personal information, we cannot guarantee the absolute security of information transmitted electronically.
MortgageGuy360.com may contain links to websites operated by third parties.
Information you provide directly to a third-party website is governed by that third party's privacy policy and practices.
Mortgage Guy360 is not responsible for the privacy practices, security, or content of third-party websites.
A link to another website does not necessarily constitute an endorsement, sponsorship, affiliation, or approval of that website or its operators.
Mortgage Guy360's website and mortgage services are not directed toward children under 13 years of age.
We do not knowingly collect personally identifiable information from children under 13.
If you are under 13, please do not submit personal information through MortgageGuy360.com.
Information provided through Mortgage Guy360 is intended to assist consumers in learning about mortgage and home-financing options.
Mortgage programs, interest rates, terms, eligibility requirements, underwriting guidelines, down-payment assistance programs, and other financing options are subject to change and may be subject to additional restrictions.
Information provided through the website or communications does not constitute an offer to extend credit or a commitment to lend.
All mortgage loans are subject to applicable underwriting, eligibility, documentation, and approval requirements.
Mortgage Guy360 provides mortgage-related services in connection with American Pacific Mortgage Corporation and its authorized mortgage operations.
American Pacific Mortgage Corporation maintains additional privacy, licensing, and regulatory disclosures applicable to mortgage services.
Consumers may review the American Pacific Mortgage Corporation Privacy Policy and other applicable disclosures through the American Pacific Mortgage website.
American Pacific Mortgage Corporation — NMLS #1850
Licensing information is available through NMLS Consumer Access.
Equal Housing Opportunity.
Mortgage Guy360 reserves the right to update or revise this Privacy Policy periodically.
Changes become effective when the revised Privacy Policy is posted on MortgageGuy360.com.
We encourage users to review this Privacy Policy periodically to remain informed about how information is collected, used, and protected.
If you would like to update information you have provided, request information regarding your personal information, or opt out of communications, you may contact Mortgage Guy360 through MortgageGuy360.com.
For text messages:
Reply STOP to unsubscribe.
Reply HELP for assistance.
Reply START to resume messages where applicable.
For matters involving American Pacific Mortgage Corporation's privacy practices or applicable mortgage privacy requirements, you may contact:
American Pacific Mortgage Corporation
3000 Lava Ridge Court, Suite 200
Roseville, CA 95661
916-960-1325
compliance@apmortgage.com
American Pacific Mortgage Corporation's privacy policy is available at:
apmortgage.com/privacy-policy
Mortgage Guy360
Mortgage information and services provided in connection with American Pacific Mortgage Corporation, NMLS #1850.
Equal Housing Opportunity
Reg Gustin NMLS# 249410 Licensed Arizona & Texas
10150 Centennial Pkwy, Suite 120, Sandy UT 84070 NMLS# 2689817
Copyright © 2025 Mortgage Guy 360 - All Rights Reserved.
© 2026 American Pacific Mortgage Corporation. All rights reserved.
This material is provided for informational purposes only and is not guaranteed to be accurate or complete. The programs described may not include all available options or pricing structures. Rates, terms, programs, and underwriting policies are subject to change without notice. Refinancing may result in higher total finance charges over the life of the loan. This is not an offer to extend credit or a commitment to lend. All loans are subject to underwriting approval. Certain products may not be available in all states and restrictions may apply. Please consult your loan advisor for complete details. Equal Housing Opportunity.
NMLS Consumer Access: NMLS 1850
*AZ BK 0906702
* Not Available in New York
* Texas mortgage banker disclosure consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department's website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the Department prior to the payment of a claim. For more information about the recovery fund, please consult the Department's website at www.sml.texas.gov.
Select Rate Mortgage by American Pacific Mortgage